SBI ELITE Credit Card: Review, Benefits, Apply Online
The SBI Elite Credit Card is a premium credit card offered by the State Bank of India. It is packed with features and benefits that make it an ideal choice for high-spenders. Some of the key features of the SBI Elite Credit Card include cashback on spending, complimentary airport lounge access, fuel surcharge waiver, and more. If you are looking for a credit card that offers great value for money, then the SBI Elite Credit Card is definitely worth considering.
What is the SBI Elite Credit Card?
The SBI Elite Credit Card is a credit card that offers its users a wide range of benefits and features. Some of the key features of the SBI Elite Credit Card include cashback on all purchases, free movie tickets, and a fuel surcharge waiver. The SBI Elite Credit Card also offers its users a host of other benefits such as travel insurance, shopping discounts, and more.
SBI Elite Credit Card – Check Features
In today’s fast-paced world, credit cards have become an indispensable part of our lives. Whether it’s paying bills, shopping online, or booking travel tickets, credit cards have made our lives easier and more convenient. However, not all credit cards are created equal, and if you are someone who values luxury and exclusivity, the SBI Elite Credit Card is the perfect choice for you.
SBI Elite Credit Card: Overview
The SBI Elite Credit Card is a premium credit card that offers a host of benefits and privileges to its customers. This card is designed for high-spenders who value luxury and exclusivity. Here are some of the key features of the SBI Elite Credit Card:
Benefits of SBI Elite Credit Card
- Welcome Gift: Get a welcome gift of 5000 Reward Points on payment of joining fees.
- Reward Points: Earn 5X reward points on dining, departmental stores, grocery, and international spending.
- Lounge Access: Get complimentary membership to Priority Pass Program worth $99, which gives you access to over 1000 airport lounges worldwide.
- Golf Privileges: Get complimentary golf games and lessons at selected golf courses across India.
- Travel Benefits: Enjoy complimentary airport lounge access, travel insurance, and fuel surcharge waiver at petrol pumps across India.
- Milestone Benefits: Get e-gift vouchers worth Rs. 10,000 on achieving annual spends of Rs. 3 lakhs and Rs. 4 lakhs each.
- No Foreign Transaction Fee: Enjoy zero foreign transaction fees on international spending.
- Contactless Payment: Make secure and fast payments using your SBI Elite Credit Card without the need for entering your PIN.
- Easy Bill Payment: Pay your bills on time using the easy bill pay facility offered by SBI.
- EMI Options: Convert your high-value purchases into easy EMIs with flexible tenure options.
Eligibility Criteria for the SBI Elite Credit Card
To be eligible for the SBI Elite Credit Card, you must have a minimum monthly income of Rs. 1,50,000. You should also have a good credit history and a stable job.
How to Apply for SBI Elite Credit Card
To apply for the SBI Elite Credit Card, you will need to fill out an application form which is available on the SBI website. You will also need to provide some basic personal and financial information, such as your name, address, date of birth, income, and employment details. Once you have submitted the form, a representative from SBI will contact you to discuss your application further.
To apply for the SBI Elite Credit Card, you can follow the steps given below:
- Visit the SBI Credit Card website.
- Select the SBI Elite Credit Card from the list of credit cards.
- Click on the ‘Apply Now’ button.
- Fill in the required details and submit the application form.
- Once your application is approved, your credit card will be delivered to your doorstep.
Frequently Asked Questions (FAQs) about SBI Elite Credit Card
Q. What is the annual fee for the SBI Elite Credit Card?
A. The annual fee for the SBI Elite Credit Card is Rs. 4,999.
Q. Is there a joining fee for the SBI Elite Credit Card?
A. Yes, the joining fee for the SBI Elite Credit Card is Rs. 4,999.
Q. How can I earn reward points on my SBI Elite Credit Card?
A. You can earn reward points on your SBI Elite Credit Card by using it for dining, departmental stores, grocery, and international spending.
Q. Can I convert my high-value purchases into EMIs with the SBI Elite Credit Card?
A. Yes, you can convert your high-value purchases into EMIs with flexible tenure options using your SBI Elite Credit Card.
Q. What is the annual milestone benefit on the SBI Elite Credit Card?
A. On achieving annual spending of Rs. 3 lakhs and Rs. 4 lakhs, you can get e-gift vouchers worth Rs. 10,000 each.
Q. Is there a foreign transaction fee on the SBI Elite Credit Card?
A. No, there is no foreign transaction fee on the SBI Elite Credit Card.
| Topic | Benefits & Features |
| Annual Fee | Rs. 4,999 |
| Joining Fee | Rs. 4,999 |
| Reward Points | 5X reward points on dining, departmental stores, grocery, and international spends |
| Lounge Access | Complimentary membership to Priority Pass Program worth $99, giving access to over 1000 airport lounges worldwide |
| Golf Privileges | Complimentary golf games and lessons at selected golf courses across India |
| Travel Benefits | Complimentary airport lounge access, travel insurance, and fuel surcharge waiver at petrol pumps across India |
| Milestone Benefits | E-gift vouchers worth Rs. 10,000 on achieving annual spends of Rs. 3 lakhs and Rs. 4 lakhs each |
| Foreign Transaction Fee | Zero foreign transaction fees on international spends |
| Contactless Payment | Secure and fast payments using contactless payment technology |
| Easy Bill Payment | Easy bill pay facility offered by SBI |
| EMI Options | Convert high-value purchases into easy EMIs with flexible tenure options |
Conclusion:
The SBI Elite Credit Card is the ultimate luxury credit card for high-spenders who want nothing but the best. With a host of benefits and privileges, this card is designed to make your life easier and more convenient. From complimentary airport lounge access to golf privileges and reward points on dining, the SBI Elite Credit Card is a must-have for those who value luxury and exclusivity. So, if you’re looking for a credit card that offers unmatched privileges and premium benefits, look no further than the SBI Elite Credit Card.