YES Bank Credit Card -Benefits, Customer Care, login, Status, Limit
A credit card is a powerful financial tool that can help you manage your expenses and enjoy a range of perks and benefits. YES Bank Credit Card is a popular option for those looking for a reliable and rewarding credit card. With its wide range of features and advantages, YES Bank Credit Card has become a preferred choice for many customers.
How does YES Bank Credit Card work?
A YES Bank Credit Card works like a line of credit that enables you to make purchases and pay for them later. The bank pays the merchant on your behalf when you use your YES Bank Credit Card for transactions, and you repay the amount later with interest. YES Bank Credit Card comes with a pre-approved credit limit that determines how much you can spend using the card.
Types of YES Bank Credit Cards
YES Bank Credit Card offers a range of cards that cater to the different needs and preferences of customers. Some of the popular YES Bank Credit Cards are YES Prosperity Edge Credit Card, YES Prosperity Rewards Plus Credit Card, YES First Exclusive Credit Card, and YES First Preferred Credit Card.
- YES Prosperity Edge Credit Card
- YES Prosperity Rewards Plus Credit Card
- YES First Exclusive Credit Card
- YES First Preferred Credit Card
Benefits and Rewards of YES Bank Credit Card
YES Bank Credit Card comes with a range of benefits and rewards that make it a preferred choice for customers. Some of the advantages of using YES Bank Credit Card are reward points on every transaction, cashback and discounts on select merchants and categories, airport lounge access and travel benefits, fuel surcharge waiver, contactless payment options, insurance coverage for cardholders, and no annual fee for some cards.
- Reward points on every transaction
- Cashback and discounts on select merchants and categories
- Airport lounge access and travel benefits
- Fuel surcharge waiver
- Contactless payment options
- Insurance coverage for cardholders
- No annual fee for some cards
Eligibility Criteria for YES Bank Credit Card
To be eligible for YES Bank Credit Card, you need to meet certain criteria. The eligibility criteria for YES Bank Credit Card are being an Indian citizen or resident, over 21 years of age, having a good credit score, and having a stable income source.
- You should be an Indian citizen or resident
- You should be over 21 years of age
- You should have a good credit score
- You should have a stable income source
How to Apply for YES Bank Credit Card
- Visit the YES Bank website
- Go to the credit card section
- Choose the card that suits your needs
- Fill in the application form with your personal and financial details
- Submit the form and wait for approval
Applying for YES Bank Credit Card is a simple and hassle-free process. You can apply for YES Bank Credit Card online or offline. To apply for YES Bank Credit Card online, visit the YES Bank website, go to the credit card section, choose the card that suits your needs, fill in the application form with your personal and financial details, submit the form, and wait for the approval.
| Features | Details |
| Interest Rates | Varies between 1.99% to 3.5% per month. |
| Annual Fee | Depends on the type of card. Some cards have no fee. |
| Late Payment Fee | Rs. 100 to Rs. 1,200, depending on the outstanding bill. |
| Cash Withdrawal Fee | 2.5% of the withdrawal amount or a minimum of Rs. 300. |
| Foreign Transaction Fee | 2.5% of the transaction amount. |
| Minimum Payment Due | 5% of the outstanding balance or a minimum of Rs. 200. |
| Credit Score Requirement | 750 or above for most YES Bank Credit Cards. |
| Reward Points Redemption | Redeemable for cashback, discounts, or merchandise. |
| Contactless Payment Limit | Rs. 5,000 per transaction. |
| Insurance Coverage | Some YES Bank Credit Cards offer complimentary insurance coverage for cardholders, including air accident insurance and lost card liability. |
FAQs about YES Bank Credit Card
What is a YES Bank Credit Card?
A YES Bank Credit Card is a payment card that enables you to make purchases and pay for them later.
What are the benefits of using YES Bank Credit Card?
The benefits of using YES Bank Credit Card are reward points on every transaction, cashback and discounts on select merchants and categories, airport lounge access and travel benefits, fuel surcharge waiver, contactless payment options, insurance coverage for cardholders, and no annual fee for some cards.
How can I apply for YES Bank Credit Card?
You can apply for YES Bank Credit Card online or offline. To apply for YES Bank Credit Card online, visit the YES Bank website, go to the credit card section, choose the card that suits your needs, fill in the application form with your personal and financial details, submit the form, and wait for approval.
What is the eligibility criteria for YES Bank Credit Card?
To be eligible for YES Bank Credit Card, you need to meet certain criteria. The eligibility criteria for YES Bank Credit Card are being an Indian citizen or resident, over 21 years of age, having a good credit score, and having a stable income source.
What are the types of YES Bank Credit Cards?
YES Bank Credit Card offers a range of cards that cater to different needs and preferences of customers. Some of the popular YES Bank Credit Cards are YES Prosperity Edge Credit Card, YES Prosperity Rewards Plus Credit Card, YES First Exclusive Credit Card, and YES First Preferred Credit Card.
What is the credit limit for YES Bank Credit Card?
The credit limit for YES Bank Credit Card depends on various factors, such as your credit score, income, and repayment history. The bank determines the credit limit based on these factors.